Was Your Home Sold at Auction? You Might Have Money Waiting

When a property sells for more than what’s owed, the extra money—called surplus funds—doesn’t go to the bank. It could be yours.

Every year, millions of dollars in surplus funds go unclaimed after foreclosures and tax sales. If your property was sold for more than your remaining mortgage or tax debt, the difference is set aside for you.

The problem? Many people don’t even know these funds exist—or how to claim them before the deadline. That’s where we come in.

Our team tracks down surplus funds, files the necessary paperwork, and ensures you get the money you’re entitled to—fast, secure, and with no upfront fees.

How Our Team Can Help You Get Surplus Funds

Recovering surplus funds can be complicated—especially with strict deadlines, court paperwork, and legal requirements. Sometimes, claims get denied when the required documents, proof of ownership, or legal filings are incomplete or incorrect. That’s why having a knowledgeable team handle the process can make all the difference in getting your money approved and released.
That’s where we come in.

1. We Search and Verify

Our specialists research public records to confirm if you have unclaimed surplus funds from a foreclosure or tax sale.

2. We Handle the Paperwork

We prepare and file all the necessary legal documents with the county or court, ensuring every requirement is met the first time.

3. We Protect Your Claim

We track your case, respond to any legal notices, and make sure your funds aren’t claimed by the wrong party.

4. We Work on a No-Win, No-Fee Basis

You pay nothing upfront. Our fee comes only when we successfully recover your funds.

5. We Keep You Informed

From the moment we start until you receive your check, you’ll get clear updates so you always know where your claim stands.

You Might Be Owed Thousands in Surplus Funds.

If your home was sold at a tax auction, there may be thousands in surplus funds still owed to you.
At Surplus Equity Recovery Alliance (SERA), we help property owners claim what’s rightfully theirs—fast, legally, and at no upfront cost. Most people never get notified. We make sure you don’t miss your chance.

Discover How SERA Helps You Claim Surplus Funds After a Tax Foreclosure
In this video, Cody—founder of Surplus Equity Recovery Alliance (SERA)—explains how our team helps everyday people recover unclaimed surplus funds left over after a tax foreclosure sale. Most people don’t even know this money exists—and counties don’t go out of their way to notify you. That’s where we come in.

If you’ve lost a property due to tax foreclosure, there could be thousands of dollars waiting for you. Watch now to learn how SERA verifies surplus funds, handles the paperwork, and fights on your behalf to recover what’s rightfully yours.

We specialize in surplus funds recovery, tax sale overages, and unclaimed money claims across multiple states. Our experienced team works nationwide in over ten states, helping clients secure the funds they’re legally entitled to—quickly, efficiently, and with no upfront fees.

About Our Company

At Surplus Equity Recovery Alliance (SERA), we’re dedicated to helping individuals navigate the complex process of recovering surplus funds from foreclosure and auction sales.

With a commitment to professionalism and a deep understanding of the industry, we specialize in ensuring that you receive the funds you’re legally entitled to.

Learn more about who we are and how we can simplify this journey for you on the next page.

Statue of Lady Justice holding a sword and scales on a green table near a gavel and a wooden stand, with a blurred background of bookshelves.
A wooden balance scale and a judge's gavel on a wooden surface.

Know Your Rights:

As the former property owner, you may have a rightful claim to surplus funds left after a foreclosure sale. However, understanding your entitlement and navigating the complex legal process can feel overwhelming.

At Surplus Equity Recovery Alliance (SERA), we approach every case with integrity, professionalism, and a commitment to securing what you’re owed. Trust us to guide you with expertise and care, ensuring your rights are protected every step of the way.

Testimonials

  • “After foreclosure, I didn’t think anyone would help me.” “I lost my home and felt completely defeated. SERA stepped in and helped me recover $8,900 in surplus funds I never knew existed. They were kind, patient, and truly professional.” — Debra K., Franklin County, OH

    Preston Allen

  • “I didn’t even know I had money waiting for me.” “SERA reached out after my property sold at auction. I was skeptical at first, but they showed me the court record, explained the process, and within weeks I received over $12,000 I didn’t know I had. No upfront fees, no hassle.” —

    Angela M., Marion County, IN

  • “They handled everything. I just signed and got paid.” “SERA took care of the paperwork, notary, and filing. I barely lifted a finger. They were honest, professional, and I got my check faster than expected.”

    — Keith F., Cuyahoga County, OH

  • When my claim got complicated, I thought I’d lose the money completely. Your team stayed on top of every deadline and made sure I got my full payment. It felt like a miracle during a tough time."

    — Linda H, County, TX

  • I was skeptical at first, but I’m glad I took the chance. They explained every step, kept me updated, and never charged me until the check was in my hands. I received $14,500 I didn’t even know existed."

    — Michael T. , GA

  • "After losing my property, I thought everything was gone. This company found the surplus funds I was entitled to and made the process stress-free. Now I can finally move forward with peace of mind."

    — Karen S., IN

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Meet the Team

  • John Cody Melton

    FOUNDER

  • Susi Rayas

    CUSTOMER SERVICE

  • Nikole Luste

    SALES MANAGER

  • Felicia Cabilino

    AUDITOR

  • Mar Tangi

    LEAD GENERATION

See if You Qualify Instantly!

Knowing where you stand is the first step toward recovering your funds.
Our team offers free, no-obligation quotations so you can understand exactly how we can help before committing.

Here’s what you’ll get:

  • A clear explanation of the process

  • An estimate of our service fees (only payable upon successful recovery)

  • A review of your potential claim value

  • Answers to any questions you may have

How it works:

  1. Submit Your Details – Fill out our quick form with your name, contact information, and any property sale details you have.

  2. We Review Your Case – Our specialists research public records and verify if surplus funds are available.

  3. Receive Your Quotation – We provide a written breakdown of your potential recovery and our terms—completely free of charge.

💡 No pressure, no upfront costs. Just clear information so you can make the best decision for your situation.

Contact Us

Hours
Monday–Friday
5am–8pm

Phone and Email

services@surplusequityrecovery.com
(731) 300-6442

Location
Raindrop Cv,
Jackson, TN 38305